Doctor’s bills often come with sticker shock for patients − but health insurance could be reinvented to provide costs upfront

You have scheduled an appointment with a health care provider, but no matter how hard you try, no one seems to be able to reliably tell you how much that visit will cost^[1] you. Will you have to pay US$20, $1,000 – or even more?

Patients are increasingly on the hook for^[2] health care costs through deductibles, co-pays and other fees^[3]. As a result, patients are demanding credible^[4] cost information^[5] before...

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